03 / Transaction costs
Legal & purchase-cost worksheet.
Organise and sum the actual transaction-cost quotations you have obtained, while keeping unquoted items visible.
Property finance tools
Calculations stay in your browser
Estimate how much you could borrow
Explore a repayment-based borrowing scenario using your own assumptions — not a bank quote.
Understand your debt service ratio
Compare all recurring repayments against your entered assessed monthly income.
Legal fees & purchase costs
Manual quotation mode. Enter known amounts from your lawyer, bank and government payment estimates.
How this estimate works
The worksheet sums entered purchase conveyancing fees, financing-document fees, transfer stamp duty, loan-document stamp duty, service tax and disbursements. Empty amounts are excluded from the known subtotal and explicitly reported as missing.
Important limitations
No automatic statutory rate or first-time-buyer exemption is assumed. Statutory instruments, legal-fee schedules and tax treatment must be verified for the relevant jurisdiction and transaction before use.
Estimates for planning only. Not a loan approval, legal quotation or formal property valuation. The entered financial figures stay in your browser.